What leftover means here
Take-home is the same stored tax math as take-home pay. Rent is monthly times 12. Commute cash is fuel plus parking on the office days you enter, using the same pump-price tables as commute cost. Hours use one-way minutes, round trip, office days, and 48 work weeks.
Other yearly costs are only what you type: a health premium, student loans, or similar. Food and utilities stay out on purpose. A city index is not a household budget. For buying power across places, use cost of living.
Worked example on this page
Offer A is $100,000 gross in New York, $3,200 rent, five office days, and a 45-minute one-way drive. Offer B is $88,000 in Dallas, $1,450 rent, two office days, and a 20-minute one-way drive. Both use single filing and the typical 1-bedroom stored for that city. That rent is not a live listing.
| Offer A, New York | Offer B, Dallas | |
|---|---|---|
| Take-home | $74,228 | $70,738 |
| Rent × 12 | $38,400 | $17,400 |
| Commute cash | $1,048.32 | $260.98 |
| Commute hours | 360 | 64 |
| Leftover | $34,780 | $53,077 |
Dallas leaves more in this setup because rent and office days fall more than gross pay. Change the lease or the hybrid days and the gap moves. That is the point of the form.
What this page does not do
It does not rank quality of life. It does not price a home. It does not file a return. It does not say take Dallas or stay in New York. If the two offers use different currencies, leftover is not one ranking.